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The Mission

More than just credit counseling -
Education and ongoing support.


While many companies are happy to help you deal with problems or questions you may have now, iPayDebt is dedicated to giving you the tools you need to keep yourself knowledgable and secure for the long run.


Basic Education

We can show you the basic nuts and bolts of how credit scores work, how loans are handled, and the financial responsibilities of credit. Additionally, budgeting and long term planning round out our basic financial education concepts. Recommended for anyone interested in teaching themselves how to handle their money and make it work for them -especially young adults who are taking on these responsibilities for the first time.


Advanced Education

For those interested in handling major loans and transactions such as buying a house or starting a new business. Our nationally certified Credit Counselors can review your finances and give advice that best fits your unique situation.

Continued Counseling

iPayDebt's counseling and education goes as far as the client's needs. We don't just stop once you've gotten a handle on your finances or pulled yourself out of debt - our Counselors are there for you for an ongoing period.  

The Standards

Raising the bar in financal education.

Not only does iPayDebt Financial carry industry standard certifications, we go a step further to ensure our Counselors and our company are held to a standard above and beyond what is expected.
  • Our Counselors are independently certified by the National Association of Certified Credit Counselors.
  • Our company is recognized by the IRS as a 501(c)3 tax-exempt not-for-profit charitable organization.
  • Our Counselors undergo regular re-certification and continuing education training.
  • Our company adheres to the ISO 9000 Standard - a rigorous international business code of practices and ethics.

  • The Motivation

    Everyone deserves to know their options.

    Credit and loan companies know what they're doing - and so should you. While many credit counseling companies are happy to help their clients in the short term, we believe too few are worried about truly educating the public about the responsibilities and rewards of proper ongoing finance management.

    Everyone deserves a second chance.

    Too often, consumers feel like they've failed at the money "game" before they've even learned the rules. For those who just need the know-how to get themselves out of financial trouble, iPayDebt Financial is there. Our Counselors believe in not only assisting our clients with their current financial troubles, but giving them the knowledge they need to keep themselves on top of the game.

    The People

    Our Counselors make the difference.

    Through certification and ongoing training, we ensure our Credit Counselors will always have the right answers and the right tools to help you.

    Because we're a non-for-profit, charitable organization, we receive our funding through corporate and government grants - leaving our Counselors free to focus on your concerns and not monthly quotas.