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Counseling

You deserve to know your options.

Our credit counselors complete nationally certified testing and annual training so that they can give you the answers you're looking for... and some solutions you might have never found on your own.

From simple money budgeting matters to complicated issues such as how to best handle your creditors, iPayDebt Financial helps prepare you for any financial challenge.

Debt Management

You deserve a second chance.

For those already feeling overwhelmed by debt or consumers who see trouble coming, iPayDebt Financial offers debt management programs that can help.

Our counselors contact your creditors on your behalf and work out payment plans that can help put you on a payment plan that works for you. These programs often reduce your finance charges drastically, saving you possibly thousands of dollars in the long run.

We truly believe everyone deserves a chance to recover from unforseen financial burdens or to learn from past mistakes. And once we've helped you regain financial stability, we give you ongoing counseling and support to help you keep control of your money.


Get Started With iPayDebt

Want to become an iPayDebt Financial client? Or maybe you just want a one-time consultation. Have a nationally certified credit counselor contact you to review your finances, for free! Take a few minutes to answer our consultation form.

Frequently Asked Questions

Many people have their worries about entering into credit counseling and debt management. We understand that it's a big decision and are more than happy to answer any questions you might have. Feel free to contact us, or click here to see a list of common questions and answers.

Why Seek Help?

Your creditors have people working for them, so should you. iPayDebt Financial is dedicated to making sure you have both the knowledge and the opportunity to pull yourself out of debt.

Time costs you money.

Though you may be paying the acceptable minimums on your debt, the amount of interest and financing fees you accumulate adds up quickly. Our Debt Management Program can help reduce your financing charges and possibly eliminate other fees.

Bring an end to the stress.

In addition to the monetary costs, overwhelming debt often takes an emotional toll on consumers. We help you find security and hope in a situation that may seem like there's no way out.

Your creditors know us.

By speaking to your creditors on your behalf, we can often reach terms that they would not usually agree to. Many creditors are willing to be more flexible with credit counseling agencies, since our participation shows that you're serious about getting out of debt.