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Education Services

Financial security - in your own hands.

iPayDebt Financial is committed to making sure that you're able to keep yourself free and clear of any
financial confusion or trouble. We have certified Credit Counselors trained to teach you all the details
of finance management you'll ever need - from the simple matters of credit cards and banking to more
complex decisions such as home loans and investment. We also show you how to manage what you
have in a manner that puts control in your hands, not those of your creditors.

You can read about some of our programs below. From personal counseling to group seminars,
iPayDebt is dedicated to bringing financial education to you in a manner that is both easy to
understand and relevant to your life.

Upcoming Events
Homebuyer Education Class, Austin TX09/11/10 at 9:00 AM

This day long class will cover the ins and outs of the whole homebuying process - finding a loan that you can afford and understand, working with your realtor, shopping for a home in the best way, the negotiation, and closing on your new home. If you're in the process of buying a home or are considering doing so soon, this class is a great way to make sure you're doing everything you should and that you understand the sometimes confusing details involved. Class size is limited and registration is required. Please call 800-336-1245 to register for this class.


 
Fighting Back Foreclosure, Miami FL09/14/10 at 1:00 PM
Getting behind on your house payment can be extremely stressful, especially when you don't know what your options are or who to talk to. This free workshop will help you find out what you can do to cope with being late on your mortgage, what your options are as a homeowner, and how to deal with your lender in the best way possible.
 
55+ Community Resource Expo, Farmington UT09/17/10 at 9:00 AM
As part of the 55+ Job Fair and Community Resource Expo, Cornerstone Financial Education will be on hand with vital information about financial literacy, housing questions, and budgeting. This event will be held at the Legacy Events Center in Farmington, Utah.
 
Homebuyer Education, Ogden UT09/18/10
This day long class will cover the ins and outs of the whole homebuying process - finding a loan that you can afford and understand, working with your realtor, shopping for a home in the best way, the negotiation, and closing on your new home. If you're in the process of buying a home or are considering doing so soon, this class is a great way to make sure you're doing everything you should and that you understand the sometimes confusing details involved.

Class size is limited and registration is required. Please call 801-621-5600 to register for this class.
 
Homebuyer Education Workshop, Ogden UT09/18/10 at 9:00 AM
This full day class is aimed at teaching consumers about the process of buying a home. Common issues such as consumer rights, dealing with lenders, the best way to shop for the home, preparing for the financial responsibility, and what to expect from the overall process are all explained. The class can run for up to eight hours, and we will take a lunch break halfway through, so be prepared. Seating is free but limited, so please call to register in advance.
 
Homebuyer Education Workshop, Ogden UT09/29/10 at 1:00 PM
This full day class is aimed at teaching consumers about the process of buying a home. Common issues such as consumer rights, dealing with lenders, the best way to shop for the home, preparing for the financial responsibility, and what to expect from the overall process are all explained. The class can run for up to eight hours, and we will take a lunch break halfway through, so be prepared. Seating is free but limited, so please call to register in advance.
 
Weber County Money Market Fair, Ogden UT09/29/10 at 5:00 PM
As part of the Weber County "Building Assets Together" Coalition, Cornerstone Financial Education will be at the Money Market Fair. We will be giving a class on budgeting in tough times as well as providing general information on credit, debt management, and other financial topics. The event is free with activities for children and adults.
 
Homebuyer Education Class, Austin TX10/09/10 at 9:00 AM
This day long class will cover the ins and outs of the whole homebuying process - finding a loan that you can afford and understand, working with your realtor, shopping for a home in the best way, the negotiation, and closing on your new home. If you're in the process of buying a home or are considering doing so soon, this class is a great way to make sure you're doing everything you should and that you understand the sometimes confusing details involved.

Class size is limited and registration is required. Please call 800-336-1245 to register for this class.
 
Fighting Back Foreclosure, Miami FL10/12/10 at 1:00 PM
Getting behind on your house payment can be extremely stressful, especially when you don't know what your options are or who to talk to. This free workshop will help you find out what you can do to cope with being late on your mortgage, what your options are as a homeowner, and how to deal with your lender in the best way possible.
 
Homebuyer Education, Ogden UT10/16/10
This day long class will cover the ins and outs of the whole homebuying process - finding a loan that you can afford and understand, working with your realtor, shopping for a home in the best way, the negotiation, and closing on your new home. If you're in the process of buying a home or are considering doing so soon, this class is a great way to make sure you're doing everything you should and that you understand the sometimes confusing details involved.

Class size is limited and registration is required. Please call 801-621-5600 to register for this class.
 
Homebuyer Education Workshop, Ogden UT10/16/10 at 9:00 AM
This full day class is aimed at teaching consumers about the process of buying a home. Common issues such as consumer rights, dealing with lenders, the best way to shop for the home, preparing for the financial responsibility, and what to expect from the overall process are all explained. The class can run for up to eight hours, and we will take a lunch break halfway through, so be prepared. Seating is free but limited, so please call to register in advance.
 
Homebuyer Education Workshop, Ogden UT10/27/10 at 1:00 PM
This full day class is aimed at teaching consumers about the process of buying a home. Common issues such as consumer rights, dealing with lenders, the best way to shop for the home, preparing for the financial responsibility, and what to expect from the overall process are all explained. The class can run for up to eight hours, and we will take a lunch break halfway through, so be prepared. Seating is free but limited, so please call to register in advance.
 
Homebuyer Education Class, Austin TX11/13/10 at 9:00 AM
This day long class will cover the ins and outs of the whole homebuying process - finding a loan that you can afford and understand, working with your realtor, shopping for a home in the best way, the negotiation, and closing on your new home. If you're in the process of buying a home or are considering doing so soon, this class is a great way to make sure you're doing everything you should and that you understand the sometimes confusing details involved.

Class size is limited and registration is required. Please call 800-336-1245 to register for this class.
 
Fighting Back Foreclosure, Miami FL11/16/10 at 1:00 PM
Getting behind on your house payment can be extremely stressful, especially when you don't know what your options are or who to talk to. This free workshop will help you find out what you can do to cope with being late on your mortgage, what your options are as a homeowner, and how to deal with your lender in the best way possible.
 
Homebuyer Education, Ogden UT11/20/10
This day long class will cover the ins and outs of the whole homebuying process - finding a loan that you can afford and understand, working with your realtor, shopping for a home in the best way, the negotiation, and closing on your new home. If you're in the process of buying a home or are considering doing so soon, this class is a great way to make sure you're doing everything you should and that you understand the sometimes confusing details involved.

Class size is limited and registration is required. Please call 801-621-5600 to register for this class.
 
Homebuyer Education Workshop, Ogden UT11/20/10 at 9:00 AM
This full day class is aimed at teaching consumers about the process of buying a home. Common issues such as consumer rights, dealing with lenders, the best way to shop for the home, preparing for the financial responsibility, and what to expect from the overall process are all explained. The class can run for up to eight hours, and we will take a lunch break halfway through, so be prepared. Seating is free but limited, so please call to register in advance.
 
Want to schedule an event?

Contact our Outreach and Education Department by phone, fax, email, or by submitting an online inquiry from our contact page. Please make sure you leave the best time to reach you so that one of our credit counselors can get back to you at your earliest convenience.

Financial Seminars

iPayDebt Financial Services works with groups such as high schools, churches, youth groups, support groups, and rehabilitation programs by scheduling speakers for their organizations. A certified credit counselor visits these groups and conducts an engaging seminar that details the basics of how credit works, the intricacies of credit scores, budgeting, and financial management. These seminars are aimed at education towards preventing financial hardship through knowledge, and are interactive to make sure each attendee gets the most they can from the experience.
College Residential Life Program

iPayDebt Financial Services works with colleges to train their residential coordinators and residential assistants (RAs) to understand the details given in our group seminars: credit, credit scores, budgeting, and finance. While many young men and women take their first steps into financial independence during their years in college, few options are made available for these students to get the answers they need about things such as credit cards and budgeting. The RA Training Program works to bridge this gap by training existing RAs to be able to handle questions of this nature.
Ongoing Client Education

Our existing education and debt management clients are supported through a series of ongoing education materials and counseling. Upon enrollment, a client’s financial history is examined to determine the root cause of their hardship, and they are sent appropriate information for addressing it. During the course of the client’s enrollment in our debt management program, they are sent quarterly letters detailing how to help save money, manage their existing cash flow more wisely, and find options on how to best improve their situation. Additionally, IPDFS employs federally recognized credit counselors that are consistently available to the client to answer questions for the client at any time.


The "Ask iPayDebt" Forums.
An easy way to ask the Counselors here at iPayDebt Financial any of the questions you may have. Just sign up for an account, log in, and send a message. Or, browse through questions other uses have already asked.   

Finance and Credit guides.
While we know that everyone's life is different, we try to address common problems or provide strategies and tips that can apply to many consumers. The guides below handle a wide range of situations - from how to deal with day-to-day credit use and savings to the harsh realities of bankruptcy.

  • Ways to Save Beyond the Grocery Store
  • Handling E-Payments
  • Bankruptcy Reform
  • Kids and Finances
  • Disputing Credit Errors
  • Credit Awareness & Understanding (PDF)